Tradies Insurance

Whether you’re a builder, painter, electrician, plumber or other tradie, we’ve got your back.

AMI has been protecting New Zealanders for almost 100 years. Over 700,000 people trust us to be on their side and protect the things they love. We’re proud to be recognised as one of New Zealand’s most trusted brands and for our commitment to outstanding customer service.

Our easy-as insurance options

Package Offer

Tradies Bundle

From just $19* a week, get Public Liability and Tools Cover in one package deal. Customisable to your individual business needs.

Public Liability

(Broadform Liability)

Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business

Business Vehicle

Covers loss or damage to your business vehicles, so you can keep moving.

 

+ Add AMI Roadside Rescue to your Business Vehicle policy^ for less than $1.60 a week*.

Tools & Equipment Cover

(Mobile Business Assets)

Covers your tools and equipment against loss, damage or burglary from a locked building or vehicle.

Have you considered Cyber Insurance to help protect your business?

We now offer Cyber Insurance to cover your business in the event of a cyber-attack or incident.

AMI Hub

  • February 2019
    Business Hub | AMI Insurance

    Defining your why

    Learn the essential steps to becoming a successful sole trader, from drafting a business plan to opening a business account.

    Business
  • February 2019
    Business Hub | AMI Insurance

    Naming your business

    What’s in a name? It can mean all the difference to how others perceive your business. Your name can take your business to a whole new level.

    Business
  • February 2019
    Business Hub | AMI Insurance

    Preventing tool theft

    You’ve got the skills to pay the bills and the tools to get the job done! We’ve put together our top 4 tips to help prevent tool theft so you can continue to use the tools to get the job done.

    Business

Handy tips for wherever you’re at

Secure your tools

The best way to secure toolboxes to your ute or van is to bolt them through the tray using round head bolts from underneath.

Padlock right

If your toolbox or shed is padlocked, you should use a closed shackle padlock as these are very difficult to cut with bolt cutters.

Keep a copy

Take a photo of your tools and the receipts to make it easy at claim time.

Cover your tools

If your vehicle is stolen or damaged, your tools are not covered under your Business Vehicle cover. You need to ensure you have separate Tools cover in place.

No windscreen excess

There’s no excess to pay if you’re claiming for accidental damage to your car’s windscreen or window glass.

Are you doing everything to manage risk? Use our handy PDF checklist to help.

Looking to customise your own cover?

Get started with an online quote or call an AMI Business Specialist

Questions? We've got you covered

Are my tools covered under my vehicle policy?

No, you'll need a separate policy to protect them (see our tools cover). See our mobile business assets or our business assets (material damage) cover.

Is my personal vehicle covered for business use?

Your personal vehicle may only cover you for only certain types of business usage. Talk to us to find out more.

Do I need to advise you of every person who drivers my business vehicle(s)?

Our Business Vehicle Insurance covers anyone who might drive your vehicle, as long as they meet certain criteria.

Why choose AMI Business

91 years of customer care

Tailored insurance options

Buy direct - no middle man

Value for money