AMI has been protecting New Zealanders for almost 100 years. Over 700,000 people trust us to be on their side and protect the things they love. We’re proud to be recognised as one of New Zealand’s most trusted brands and for our commitment to outstanding customer service.
From just $19* a week, get Public Liability and Tools Cover in one package deal. Customisable to your individual business needs.
Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business
Covers loss or damage to your business vehicles, so you can keep moving.
+ Add AMI Roadside Rescue to your Business Vehicle policy^ for less than $1.60 a week*.
Covers your tools and equipment against loss, damage or burglary from a locked building or vehicle.
We now offer Cyber Insurance to cover your business in the event of a cyber-attack or incident.
The best way to secure toolboxes to your ute or van is to bolt them through the tray using round head bolts from underneath.
If your toolbox or shed is padlocked, you should use a closed shackle padlock as these are very difficult to cut with bolt cutters.
Take a photo of your tools and the receipts to make it easy at claim time.
If your vehicle is stolen or damaged, your tools are not covered under your Business Vehicle cover. You need to ensure you have separate Tools cover in place.
There’s no excess to pay if you’re claiming for accidental damage to your car’s windscreen or window glass.
Are you doing everything to manage risk? Use our handy PDF checklist to help.
Get started with an online quote or call an AMI Business Specialist
No, you'll need a separate policy to protect them (see our tools cover). See our mobile business assets or our business assets (material damage) cover.
Your personal vehicle may only cover you for only certain types of business usage. Talk to us to find out more.
Our Business Vehicle Insurance covers anyone who might drive your vehicle, as long as they meet certain criteria.
91 years of customer care
Tailored insurance options
Buy direct - no middle man
Value for money