Mobile Assets
Up to $10,000 worth of cover for your tools and equipment.
Cover for accidental damage to tools and equipment anywhere in New Zealand.
Cover for if your tools and equipment are stolen from a locked building or vehicle.
If you employ anyone, get up to $5,000 cover for their tools of trade and belongings while they’re on the job.
Optional add-ons:
Natural disaster damage. Add cover for damage to your insured belongings caused by natural disaster.
Theft cover. Add cover for tools or equipment that are stolen from an unlocked vehicle or job site.
Public Liability (Broadform)
Up to $2 million to cover costs you’re legally responsible to pay for accidental injury to a person and damage to someone else’s property while working.
Cover for costs you are legally responsible to pay for damage to underground cables, pipes, and other underground facilities.
Cover for defense costs for any civil legal action taken against you.
Up to $100,000 towards costs you are legally responsible to pay for damage to property being lifted, lowered, or conveyed by a crane you are operating.
Optional add-ons:
Property being worked on. Cover for costs you are legally responsible to pay for damage to property being worked on by you/your business, not owned by you.
To get a quote, or buy online, check the two cover options below to start your Tradies Bundle today.
Mobile Assets
Public liability (Broadform)
Or, chat to our business experts over the phone. Call 0800 100 200 or request a call back.
*This weekly price includes GST and is based on the most common occupations. Bundle payments can be made monthly or annually. Pricing is conditional on previous legal and claims history, occupational and location risks are considered, and regional differences may apply. Pricing does not include other government levies. Policy, exclusions, conditions, and limitations apply. Add on Theft Cover or Natural Disaster Cover, or other Business Insurance options as required.
This information is intended as a guide only. Exclusions and policy limitations apply. Talk to us about these or refer to the respective policy wording for full information. Mobile Assets Policy wording – Tools & equipment cover. Broadform Liability Policy wording – Public Liability cover.
You can customise your Tradies Bundle to get more protection by adding one or more of the following policies:
We understand that your ute or van is one of the most important assets for your business to run smoothly. So, it’s important to ensure its protected. Our business vehicle policy covers you for accidental damage plus a range of automatic extensions*.
If you’ve got employees, you might want to consider Employers Liability cover. This policy covers any costs you’re liable to pay if one of your employees sustains an injury on the job that’s not covered by ACC.
Statutory Liability covers you if you accidentally breach legislation. It covers your legal defense costs and certain fines you may face.
*Not all automatic extensions are available under every policy type (Comprehensive, Third Party Fire & Theft and Third Party Only). See Policy Wording for full details.
No worries – we can still help. Just give us a call on 0800 100 200 or request a call back and one of our business experts will be able to help.
Support from business insurance experts and a multi-lingual team.
We adhere to the Fair Insurance Code, giving you peace of mind that we’re focussed on what’s best for our customers.
We’ve got an AA financial strength rating, which is your reassurance we’ve got a ‘very strong’ claims paying ability and will be there for you should you need us.