Business Liability

Covers you for a range of liability that you need in the course of running your business.

Includes the following cover:

Public Liability

Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business.

Statutory Liability

Covers legal defence costs and certain fines if you accidentally breach legislation.

Employers Liability

Covers legal liability if your employees are injured and it’s not covered by ACC.

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Looking for a different type of Business Cover? See all products

Frequently asked questions

Are my employees covered?

Yes, they’re covered under liability and your Business Vehicle Insurance while they are performing an act as part of your business. Talk to us to ensure you have the right liability cover.

Does my liability cover me overseas?

No, please contact us if you wish to extend your liability overseas. Call us to discuss to see whether we can extend your cover. Overseas liability associated with temporary business related visits may be covered (conditions apply, see Public Liability (Broadform) policy wording for details).

You’re in safe hands with us

Expert, multi-lingual team

Support from business insurance experts and a multi-lingual team.

Committed to treating you fairly

We adhere to the Fair Insurance Code, giving you peace of mind that we’re focussed on what’s best for our customers.

Very strong financial rating

We’ve got an AA financial strength rating, which is your reassurance we’ve got a ‘very strong’ claims paying ability and will be there for you should you need us.