AMI has been protecting New Zealanders for almost 100 years. Over 700,000 people trust us to be on their side and protect the things they love. We’re proud to be recognised as one of New Zealand’s most trusted brands and for our commitment to outstanding customer service.
Get the right cover for your hospitality business with our AMI Hospo Insurance Bundle; An easy and affordable package that can be tailored to your business needs.
Get covered from $50* per week. Includes Liability, Material Damage and Business Interruption Insurance in one package.
*Exclusions apply
Covers contents, stock an equipment at your premises against accidental loss or damage that occurs at your premises.
Covers your legal liability for accidental injury to a person and damage to someone else’s property as a result of your business activities.
Covers legal defence costs and certain fines if you accidentally breach legislation and are prosecuted
We now offer Cyber Insurance to cover your business in the event of a cyber-attack or incident.
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starting from $50 *a week
This bundle includes:
Business Assets (Material Damage) - up to $150,000 sum insured
Covers contents, stock and equipment at your premises against accidental loss or damage that occurs at your premises.
Public Liability (Broadform) - up to $2million cover
Covers your legal liability for accidental injury to a person and damage to someone else’s property as a result of your business activities.
Statutory Liability - up to $500,000 cover
Covers legal defence costs and certain fines if you accidentally breach legislation and are prosecuted.
Business Interruption - up to $150,000 cover
Covers you for loss of insured profits and revenue if you're unable to trade following loss or damage, covered by your Business Assets (material damage) policy
Employer's Liability - up to $500,000 cover
Covers your legal liability if your employees are injured and it’s not covered by ACC.
*AMI Hospo Insurance Bundle starts from $50 per week including GST for small hospitality businesses. Package payment can be made monthly or annually. Pricing is conditional on previous legal and claims history, occupational and location risks are considered, and regional differences may apply. Pricing does not include other government taxes and levies. Policy exclusions, conditions and limitations apply. To add on Theft Cover and Natural Disaster Cover under your Business Assets policy or to add on any other Business Insurance options, please contact our team at 0800 100 200.
Get started with an online quote or call an AMI Business Specialist
Alarms can protect your assets after hours and make things safer for your staff. They’re a great vandal-deterrant and also ensure a rapid response if triggered.
If you store valuable items in a safe, choose a quality, leading-brand safe that meets CEN European standards and has UL Rated locks. Attach it with bolts to the building.
If you’re in the hospitality business, be sure to skim all scraps from the deep fryer on a regular basis and keep them in a closed metal container as they can be prone to spontaneous combustion for several days.
Automatic fire sprinklers are the best protection against the risk of fire and will help you reduce damage to assets or stock.
If you’re using your personal vehicle to transport stock or food for business purposes, you’ll need to get Business Vehicle Insurance
Are you doing everything to manage risk? Use our handy PDF checklist to help
The minimum indemnity period is 6 months and based on where your business is situated, it could go up to 24 months.
Yes, they're covered under liability and your Business Vehicle Insurance while they are performing an act as part of your business. Talk to us to ensure you have the right liability cover.
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