Insurance for Dairies & Convenience stores

If your business is a corner dairy or convenience store, we’re here to help.

Easy-as insurance options for your dairy or convenience store

Dairy and convenience stores come in all shapes and sizes, and so do our cover options.
Simply pick and choose individual cover options below, or give us a call on 0800 100 200.

Package Offer

Dairy and Convenience Store Insurance Bundle

Cover from just $46.90 per week for your contents, your stock and more with this all-in-one package.

*Exclusions apply

 

Business Interruption

Covers you for loss of insured profits and revenue if you're unable to trade following loss or damage covered by your business assets policy.

Business Assets Cover

(Material Damage)

Covers contents, stock and equipment at your premises against accidental loss or damage that occurs at your premises.

Public Liability Cover

(Broadform Liability)

Covers your legal liability for accidental injury to a person and damage to someone else’s property as a result of your business activities.

Have you considered Cyber Insurance to help protect your business?

We now offer Cyber Insurance to cover your business in the event of a cyber-attack or incident.

Can’t see what you like? See all our insurance types

Cover for your business

You’re busy enough as it is which is why we’ve done the hard yards and number-crunching for you with our AMI Dairy & Convenience Store Bundle: simple and affordable to suit your insurance needs.

This bundle can be tailored to cover your store, your stock and legal liability for you and your staff for ‘oops moments’.

For more info or to buy Dairy & Convenience Store Insurance

Package offer

AMI Dairy & Convenience Store Insurance Bundle

starting from $46.90 *per week

 

This bundle includes:

  • Business Assets (Material Damage) - up to $150,000 sum insured

    Covers contents, stock and equipment at your premises against accidental loss or damage that occurs at your premises.

  • Public Liability (Broadform) -  up to $2million cover

    Covers your legal liability for accidental injury to a person and damage to someone else’s property as a result of your business activities.

  • Statutory Liability - up to $500,000 cover

    Covers legal defence costs and certain fines if you accidentally breach legislation and are prosecuted.

  • Business Interruption - up to $150,000 cover

    Covers you for loss of insured profits and revenue if you're unable to trade following loss or damage, covered by your Business Assets (material damage) policy

*AMI Dairy & Convenience Bundle starts from $46.90 per week, including GST for Dairy & Convenience stores. Package payment can be made monthly or annually. Pricing is conditional on previous legal and claims history, occupational and location risks are considered, and regional differences may apply. Pricing does not include other government taxes and levies. Policy exclusions, conditions and limitations apply. To add on Theft Cover and Natural Disaster Cover under your Business Assets policy or to add on any other Business Insurance options, please contact our team at 0800 100 200.

Looking to build and customise your own package?

Get started with an online quote or call an AMI Business Specialist

Handy tips for Small retailers

Intruder alarms

Alarms can protect your assets after hours and make things safer for your staff. They’re a great vandal-deterrant and also ensure a rapid response if triggered.

Secure your safe

If you store valuable items in a safe, choose a quality, leading-brand safe that meets CEN European standards and has UL Rated locks. Attach it with bolts to the building.

Fire protection

Automatic fire sprinklers are the best protection against the risk of fire and will help you reduce damage to assets or stock.

Are you doing everything to manage risk? Use our handy PDF checklist to help

Frequently asked questions

How long can I be covered by Business Interruption Insurance if I'm not operating?

The minimum indemnity period is 6 months and based on where your business is situated, it could go up to 24 months.

Are my employees covered?

Yes, they're covered under liability and your Business Vehicle Insurance while they are performing an act as part of your business. Talk to us to ensure you have the right liability cover.

Why choose AMI Business

91 years of customer care

Tailored insurance options

Buy direct - no middle man

Value for money