AMI has been protecting New Zealanders for almost 100 years. Over 700,000 people trust us to be on their side and protect the things they love. We’re proud to be recognised as one of New Zealand’s most trusted brands and for our commitment to outstanding customer service.
Public (Broadform) Liability
Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business.
Business mobile equipment cover (Mobile Business Assets)
Covers portable electronics and essential business equipment when out of the office.
Business Vehicle insurance
Covers loss or damage to your business vehicles, so you can keep moving.
Optional extras:
Add AMI Roadside Rescue to your Business Vehicle policy^ for less than $1.60 a week*.
Professional indemnity insurance (not currently offered by AMI)
Covers your business for the risks associated with providing advice and professional services. This includes liability and associated defence costs.
We currently don't offer this product through AMI, however it's important that you have the right cover in place in order to protect you in the event of a claim against your business. We recommend you contact a broker to find out if this cover is right for you. Visit NZI for more information.
Work from an office or have a team:
Business contents insurance (Material Damage)
Covers the equipment at your business premises.
Business building insurance (Material Damage)
Covers the buildings you own.
Employers’ Liability
Covers legal liability if your employees are injured and it’s not covered by ACC.
Whether you’re out and about meeting clients or based in an office, having the right cover is key. As a professional, liability is important to ensure you’re covered for costs if your business causes damage to others or something happens to one of your employees.
If you’re out and about, our Business Vehicle policy will look after your transport and business mobile equipment cover will ensure your precious business equipment is covered if you’re working offsite and your equipment is stolen or damaged.
Get started with a quote or talk to a specialist
Arrange for regular daily back ups and make sure the back-up is kept off site
It's a good idea to invest in a surge protection device in case of power surges, which can affect your critical electronic equipment.
If you keep key business equipment at home, make sure they're covered - either under your personal contents, or our business mobile equipment cover. Get in touch and we can talk you through it.
If your employees are out meeting clients, keep a client visitation log, so you're aware of where they're going and what the environment's like.
We now offer Cyber Insurance to cover your business in the event of a cyber-attack or incident.
No, please contact us if you wish to extend your liability overseas. Call us to discuss to see whether we can extend your cover. Overseas liability associated with temporary business related visits may be covered (conditions apply see Public Liability (Broadform) policy wording for details).
Your personal vehicle may cover you for only certain types of business usage. Talk to us to find out more.
The minimum indemnity period is 6 months and based on where your business is situated, it could go up to 24 months.
Windscreen Cover is automatically included with every Comprehensive Motor Vehicle policy only. It's not included with Third Party Only or Third Party Fire and Theft Policies.