Repair or replacement of your business vehicle up to the market value, or the sum insured, whichever is less.*
Legal liability protection for damage and injury you cause
Transport and towing expenses
Windscreen and windows
Protection against uninsured drivers
Manslaughter defense
*Unless the vehicle is leased, in which case we will pay the market value or the residual value of the leased vehicle, whichever is greater.
^AMI Roadside Rescue for Business Vehicles is only available to vehicles under 3.5 tonnes GLW. Towed vehicles, like trailers must not exceed 3.5 tonnes GLW.
**Weekly price includes GST and payments can be made monthly or annually. Additional call outs are $50 each.
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Looking for a different type of Business Cover? See all products
Agreed value means just that – we’ll pay you the amount we agreed when you took out your policy (less the applicable excess). Market value is the sale price of the same or comparable vehicle of similar age and condition and specification. For more information visit www.ami.co.nz/hub/business-vehicle-market-value
Windscreen cover is automatically included with every Comprehensive Motor vehicle policy only. It is not included and not available with Third Party Only or Third Party Fire and Theft policies.
No, you’ll need a separate policy to protect them (see our tools cover). See our mobile business assets (material damage) cover.
Your personal vehicle may only cover you for certain types of business usage. Talk to use to find out more.
Our Business Vehicle insurance covers anyone who might drive your vehicle, as long as they meet certain criteria.