Business Vehicles

Covers loss or damage to your business vehicles, so you can keep moving. Get in touch with a Business Specialist.

Get a quote and buy
Call 0800 100 200

Includes the following cover:

Repair or replacement of your business vehicle up to the market value, or the sum insured, whichever is less1.

Legal liability protection for damage and injury you cause

Transport and towing expenses

Windscreen and windows2

Protection against uninsured drivers

Manslaughter defense

Add AMI Roadside Rescue to your Business Vehicle policy3 for less than $1.60 a week4.

  1. Unless the vehicle is leased, in which case we will pay the market value or the residual value of the leased vehicle, whichever is greater.
  2. Unless stated otherwise in your policy schedule, you will not have to pay any excess for a claim under Section 1 that is solely for loss to glass (or its equivalent) in any windscreen, sunroof, headlight, taillight, indicator light, exterior mirror or window of a vehicle covered under your policy. We will also cover any: demisters, and sensors fitted to the glass, necessary recalibration of any sensors, and scratches or damage to the vehicle’s bodywork as a direct result of broken glass.
  3. AMI Roadside Rescue for Business Vehicles is only available to vehicles under 3.5 tonnes GLW. Towed vehicles, like trailers must not exceed 3.5 tonnes GLW.
  4. Weekly price includes GST and payments can be made monthly or annually. Additional call outs are $50 each.

Get a quote from our Business Team

We’re in the business of covering yours

Call 0800 100 200

Or request a call back

Looking for a different type of Business Cover? See all products

Frequently asked questions

What is the difference between agreed value and market value in my Business Vehicle policy?

Agreed value means just that – we’ll pay you the amount we agreed when you took out your policy (less the applicable excess). Market value is the sale price of the same or comparable vehicle of similar age and condition and specification. For more information visit www.ami.co.nz/hub/business-vehicle-market-value

Is windscreen cover included in my Business Vehicle policy?

Windscreen cover is automatically included with every Comprehensive Motor vehicle policy only. It is not included and not available with Third Party Only or Third Party Fire and Theft policies.

Are my tools covered under my Business Vehicle policy?

No, you’ll need a separate policy to protect them (see our tools cover). See our mobile business assets (material damage) cover.

Is my personal vehicle covered for business use?

Your personal vehicle may only cover you for certain types of business usage. Talk to use to find out more.

Do I need to advise you of every person who drives my business vehicle(s)?

Our Business Vehicle insurance covers anyone who might drive your vehicle, as long as they meet certain criteria.

You’re in safe hands with us

Expert, multi-lingual team

Support from business insurance experts and a multi-lingual team.

Committed to treating you fairly

We adhere to the Fair Insurance Code, giving you peace of mind that we’re focussed on what’s best for our customers.

Very strong financial rating

We’ve got an AA financial strength rating, which is your reassurance we’ve got a ‘very strong’ claims paying ability and will be there for you should you need us.