AMI has been protecting New Zealanders for almost 100 years. Over 700,000 people trust us to be on their side and protect the things they love. We’re proud to be recognised as one of New Zealand’s most trusted brands and for our commitment to outstanding customer service.
Business contents cover (Material Damage)
Covers the equipment at your business premises
Public (Broadform) Liability
Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business.
Business stock cover (Material Damage)
Covers any stock you may be keeping at home.
Business Vehicle insurance
Covers loss or damage to your business vehicles, so you can keep moving.
Optional extras:
Add AMI Roadside Rescue to your Business Vehicle policy^ for less than $1.60 a week*.
Talk to us also about:
If key business equipment or stock stored at home is stolen or destroyed, it’s important to have this covered. Our business contents or Business stock cover will help.
Having public liability cover will ensure you’re covered for costs should an accident or mistake happen when working from home. For example, if a fire broke out at your home business and it damaged neighbouring properties.
Business interruption is designed to keep your business operating and in the same financial trading position as before a loss. We helped over 370 small businesses last year when equipment or asset damage meant they couldn’t operate.
Get started with a quote or talk to a specialist
Your personal home contents policy won’t cover your business stock, so you’ll need to get Business Stock Cover.
Most personal contents policies limit cover on your high value items, so make sure your key business equipment is covered with Business Contents cover.
Arrange for regular daily back ups of computer data, and make sure the back-up is kept off site.
Electrical fires are a risk to home workers. Check for loose electrical connections and poor maintenance of electrical equipment.
Yes, you can save around 10% by paying one payment annually rather than monthly.
Your personal vehicle may cover you for only certain types of business usage. Talk to us to find out more.
You’ll need separate Business Stock cover to protect your business stock from damage or loss when it’s stored in your home or travelling with you in your business vehicle.
Our Business Vehicle Insurance provides cover for all those who might drive your vehicle, as long as they meet certain criteria.