Protect your business from cyber threats

Comprehensive Cyber Insurance for small Kiwi businesses.

How AMI Cyber Insurance protects your business

Cyber insurance can help you with costs associated with responding to, and recovering from, a cyber-attack or incident. Ransomware, business email compromise, phishing and AI-assisted scams are some of the common threats businesses can face. AMI Cyber Insurance is a safety net that can help to safeguard your continued operations.

Review

Provide your URL and get a free Cyber Vulnerability Assessment from UpGuard to discover your digital vulnerabilities.

Respond

24/7 access to our cyber experts to manage your cyber-attack response. A cyber claims expert will begin managing your response within one hour to get the right specialists involved with your recovery.

Recover

Insurance cover to help you with the cost to recover from a cyber-attack or incident. Call us on 0800 292 377 to make a cyber claim.

What’s covered after a cyber incident

AMI Cyber Insurance covers a variety of cyber incidents. See some of the things we cover below.

If your business has a privacy breach after a cyber-attack

We’ll cover legal claims and defence costs, fines and penalties, and loss mitigation as a direct result of a privacy breach.

If your systems go down and you can’t operate

We’ll cover the cost of business interruption up to your sum insured amount for losses suffered as a direct result of a cyber event. For example, lost revenue or overtime directly caused by the cyber-attack or incident.

If your electronic assets, like phone, computer or hard drive, are attacked

We’ll cover the cost of repairing and restoring your business data, software, and websites that have been destroyed, damaged, altered or erased due to a cyber event.

If your business receives bad publicity following a cyber-attack or incident

With CyberPlus, we’ll help hire and cover the costs of PR support to protect and manage your personal and brand reputation.

If your computer systems are compromised by computer virus transmission and hacking

We’ll cover legal claims and defence costs as a result of third parties being affected by a hacking attack or virus transmission.

If you need to pay a ransom

If you experience a cyber ransom attack, our specialists will work with you and the authorities to negotiate a resolution.

Choose the right Cyber cover for your business

CyberGo

From $460.00* (inc GST) per year 

  • With options of $100,000 to $500,000 of cover

  • *Paid annually by credit card

CyberPlus+

From $690.00* (inc GST) per year 

  • With options of $500,000 to $2 million of cover

  • Brand and personal reputation cover

  • Optional add-ons for even more protection

  • Social Engineering Fraud add-on
    You’re covered if money is fraudulently moved, lost or stolen as a direct result of an email (phishing) or phone-related (phreaking) cyber-attack.

  • Computer Crime add-on
    You’re covered if money is fraudulently moved, lost or stolen as a direct result of a targeted cyber-attack on your computer system.

  • *Paid annually by credit card

For full details please refer to the Policy wording.

Cyber FAQs

What is UpGuard?

UpGuard is a world leading cybersecurity risk management software company, trusted by both governments and Fortune 500 companies. As part of our cyber insurance, if you supply your business’s URL, you’ll get a free Cyber Vulnerability Assessment to understand your vulnerabilities. Throughout the course of your policy cover, we will actively monitor your URL and notify you when new vulnerabilities are identified. Learn more at upguard.com

How can I make a claim?

  1. Call 0800 292 377 to reach our 24/7 cyber response team. Our experts will provide advice on what to do next.

  2. A cyber claims expert will begin managing your response within one hour to determine what specialists are required for your cyber incident.

  3. Cyber specialists will be deployed to get your business back on track as soon as possible.

What is not covered?

  • Cyber incidents and attacks on personal digital footprints.

  • Intentional or dishonest acts by employees.

  • Hardware failure, like a computer, tablet, security system or phone malfunction.

  • Impacts of a cyber-attack on a supplier or third-party.

  • Internet infrastructure failure.

This information is a general guide only. Policy terms, conditions and exclusions do apply. You can find these details in the policy wording. The availability of any insurance cover is subject to approval of a completed application.

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