Machinery Breakdown & Stock Deterioration

Keeps your business going if your equipment breaks down.

Includes the following cover:

Machinery Breakdown

Sudden and accidental breakdown of mechanical, electrical, or electronic plant and equipment.

Stock Deterioration

Covers the cost of replacing the contents of your refrigerator if they perish due to its breakdown (refrigerator breakdown to be covered under your Machinery Breakdown policy) or due to a power cut (due to a breakdown of plant at your power company).

Get a quote from our Business Team

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Call 0800 100 200

Looking for a different type of Business Cover? See all products

Frequently asked questions

Is my business stock covered under my home contents policy?

You’ll need separate Business Stock cover to protect your business stock from damage or loss when it’s stored in your home or travelling with you in your business vehicle.

You’re in safe hands with us

Expert, multi-lingual team

Support from business insurance experts and a multi-lingual team.

Committed to treating you fairly

We adhere to the Fair Insurance Code, giving you peace of mind that we’re focussed on what’s best for our customers.

Very strong financial rating

We’ve got an AA financial strength rating, which is your reassurance we’ve got a ‘very strong’ claims paying ability and will be there for you should you need us.