Sudden and accidental breakdown of mechanical, electrical, or electronic plant and equipment.
Covers the cost of replacing the contents of your refrigerator if they perish due to its breakdown (refrigerator breakdown to be covered under your Machinery Breakdown policy) or due to a power cut (due to a breakdown of plant at your power company).
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You’ll need separate Business Stock cover to protect your business stock from damage or loss when it’s stored in your home or travelling with you in your business vehicle.