With AMI, you get more than just insurance. We’re here to get you back on your feet faster with AMI HomeHub, our first-class house repair service. Plus, with our AA financial strength rating, you can be confident we’ll be there for you should you need us.
Repair or rebuild costs of your rental home if it’s destroyed by fire and qualifies for ‘Replacement cover’, even if the cost is more than your home sum insured.*
Lost rent up to $30,000 if your rental home becomes unliveable due to something we cover. Such as, a government or local authority ordering an evacuation because it’s unsafe.
Legal liability costs up to $5 million for injury or damage that happens on your rental property, such as a deck collapsing and somebody getting hurt.
Hidden gradual damage cover up to $3,000 a year for damage to your rental home caused by water leaking from an internal tank or internal plumbing.
‘Rent default’ optional benefit covers up to 15 weeks of lost rent if your tenant moves out without notice or is evicted due to unpaid rent. This optional extra can be added to any of our landlord’s policies.
Abandoned possessions cover up to $10,000 to remove belongings your tenant has left in your rental home, so you can rent your property out again.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
* To qualify, you'll need to choose a sum insured that is equal to or greater than the estimate provided by the Cordell calculator.
When you need comprehensive cover for your partially or fully furnished rental home, the garage and shed on your rental property, as well as your landlord’s chattels and key furnishings you provide for your tenant. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
When you only need cover for your unfurnished rental home, the garage, shed and other structures on your rental property. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
When you don’t need to insure your rental home, just the things inside it – for instance, if your rental home is insured by a body corporate. Get cover for the chattels and household goods your tenants use, like furniture, furnishings, and electrical appliances. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
Select cover option
Up to $3,000
Up to $30,000
Up to $10,000
Up to $50,000
(higher limit available)
Up to $15,000
Up to $5,000,000
Optional extra
Optional extra
Optional extra
Optional extra
Up to $3,000
Up to $30,000
Up to $10,000
Up to $50,000
(higher limit available)
Up to $15,000
Up to $5,000,000
Optional extra
Optional extra
Optional extra
Optional extra
* To qualify, you'll need to choose a sum insured that is equal to or greater than the estimate provided by the NZ Cordell calculator.
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Some of our policy wordings are now in plain language, making them easier for you to read, understand, and act on.
We’ve been protecting New Zealanders for almost 100 years. Over 700,000 Kiwi trust us to be on their side and protect the things they love.
