With AMI, you get more than just insurance. We’re here to get you back on your feet faster with AMI HomeHub, our first-class house repair service. Plus, with our AA financial strength rating, you can be confident we’ll be there for you should you need us.
Natural hazard cover if your landlord’s contents are damaged in events like earthquakes, landslides and volcanic activity. We also cover damage to landlord’s contents from storms and floods.
Repair or replacement of fitted chattels, like kitchen ovens and fixed carpets, if they get damaged and are not covered by an NZ rental home policy or body corp.
Lost rent up to $30,000 if your rental home becomes unliveable due to something we cover.
Abandoned possessions cover up to $10,000 to remove belongings your tenant has abandoned, so you can rent your property out again.
‘Rent default’ optional benefit covers up to 15 weeks of lost rent if your tenant moves out without notice or is evicted due to unpaid rent. This optional extra can be added to any of our landlord policies.
Hidden gradual damage cover up to $3,000 a year for damage to your landlord’s contents caused by water leaking from an internal tank or internal plumbing.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
When you need comprehensive cover for your partially or fully furnished rental home, the garage and shed on your rental property, as well as your landlord’s chattels and key furnishings you provide for your tenant. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
When you only need cover for your unfurnished rental home, the garage, shed and other structures on your rental property. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
When you don’t need to insure your rental home, just the things inside it – for instance, if your rental home is insured by a body corporate. Get cover for the chattels and household goods your tenants use, like furniture, furnishings, and electrical appliances. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
Select cover option
Up to $30,000
Up to $10,000
Up to $3,000 per year
Up to $5,000,000
Optional extra
Up to $30,000
Up to $10,000
Up to $3,000 per year
Up to $5,000,000
Optional extra
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Some of our policy wordings are now in plain language, making them easier for you to read, understand, and act on.
We’ve been protecting New Zealanders for almost 100 years. Over 700,000 Kiwi trust us to be on their side and protect the things they love.
