As winter approaches, it's important to assess your home so you can take a few precautions and avoid future headaches. Not only will it help ensure you're warm and dry, but it can also help with the safety of your home.
Together with Habitat for Humanity New Zealand, we've put together a few easy and cost-effective ideas to get your home ready for winter.
Did you know only 43% of Kiwi homes have insulation both underfloor and in the ceiling?* Checking your insulation can ensure maximum efficiency and comfort by retaining heat and reducing energy consumption. Consider adding or refreshing insulation in areas where heat loss is common, such as the attic, walls, and floors. If you're unsure, check your insulation notice - this can usually be found near the access to your floor or ceiling space.
Make sure your windows and doors are fitted correctly and keep them closed at night - even a small opening can lead to draughts which result in higher energy usage and power bills. If you do find gaps then draught snakes, self-adhesive foam or brush strips can help. Double lined curtains that reach the floor will also keep the heat in so if you don't have any, it could be worth the investment as it'll save you heaps in heating costs.
Gutters play an important function in ensuring water is directed away from your house during wet weather. However, during winter they can often get clogged by sticks, leaves or other debris. This can lead to water being backed up - or even worse, entering or damaging your home. To avoid this and avoid the need for potentially costly repairs you should regularly check your gutters and ensure they're clear.
If you live in a cold area, make sure you pay attention to pipes in unheated areas, such as basements, and use insulation sleeves or wrapping to provide an extra layer of protection if necessary. Braided water pipes are another common area of failure, so regular maintenance is key to avoiding a nasty surprise. If you notice anything wet or damp, have a plumber check out any leaks or damages that could worsen during winter.
To be ready should the worst happen, prepare an emergency kit with essential supplies like blankets, a torch or other light, batteries, non-perishable food items, and a first aid kit. Discuss evacuation plans with your family, and ensure all members are aware of exit routes and designated meeting points.
The start of winter is the perfect time to check your home insurance policy so you can have peace of mind during the colder months. You can visit our website to get a quote, compare options and check out FAQs, or give us a call on 0800 100 200. Current AMI customers can also check their coverage by registering for MyAMI.
*The Aotearoa Housing Survey by AMI Insurance and Habitat for Humanity New Zealand (2022)
