Proud to be trusted by over 700,000 New Zealanders
If you cause damage to someone else’s vehicle or property: We’ll cover the costs of the damage up to $20 million.
If you cause injury to someone with your car: We’ll cover your liability costs up to $1 million.
If an uninsured driver damages your car: We’ll cover the damage they cause to your car up to $5,000.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
What's included
Up to $5,000
Optional extra
Optional extra
Up to $5,000
Optional extra
Optional extra
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Our car policy wordings are now in plain language, making them easier to read, understand, and act on.
Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.
With AMI, you get more than just insurance. Add AMI Roadside Rescue to your policy and if you’re stuck on the side of the road, we’ll send help.
*T&Cs apply
As an AMI customer, you get access to our market-leading vehicle repair service to get you back on the road faster after a car claim.
If you’re a young driver in NZ and with AMI, we’re in your corner. Take our short AMI Safe Driver online course and save $250 off your excess if you make a claim. T&Cs apply.
Your EV is in safe hands with cover that protects your electric vehicle, battery, car charger and more. Plus, upgrade and get AMI Roadside Rescue for EV, Hybrid and PHEV breakdowns.
AMI is on your side with cover for all sorts of vehicles including Motorcycle, Caravan and Trailer Insurance.
Get your policy, claims, and Roadside Rescue all in the palm of your hand.
Download the app, register with your policy number, then enjoy more you-time.
