When you choose us, you're getting an insurer with a proven response to natural disasters and networks that deliver quality repairs and replacements. Your premiums go towards the cost of replacing and repairing your property and belongings should something happen, and we're committed to being there for you when you need us most. You might be surprised to learn that only part of the price you pay goes to AMI. Some of your premium is paid to the New Zealand government in the form of levies and tax.
Insurance premiums are reviewed and calculated each year to account for any changes to the cost of providing cover. These reviews ensure you pay a fair and sustainable price for your insurance, so we can be there for you now - and into the future.
Protecting your property is important, so if you're feeling stretched, there are ways to lower your premium while staying insured.
Knowing the total cost to rebuild your home is important. To help you get a more accurate sum insured, check your sum insured amount with our home building calculator.
It’s important to make sure you have the right level of cover for your contents. Our contents calculator can help you get a more accurate estimate for your sum insured.
There’s a lot that goes into calculating car insurance premiums, so we’ve put together an overview to help you understand what you’re paying for.
If you'd like to talk about what makes up your premium - or anything else insurance-related - just give us a call on 0800 100 200 or chat to us through Messenger
Our specialist Customer Care Team is here to support customers in need. If you've experienced a sudden loss or reduction of income or have concerns about your ability to afford your insurance, please fill in this form and one of our team will be in touch within five working days. We have a range of ways to help, so you can stay insured and protected.
