Living Hub | AMI Insurance

My caravan, my castle

December 2022

The happy memories of long summer road trips. Parking up at a pristine beach in your portable home, with family and friends, enjoying the warm summer weather… it’s the Kiwi dream.

But you don’t want to head away in your caravan and not be covered if the unexpected were to happen.

AMI has your back with insurance for caravans. Caravans that need to be towed by a vehicle can be covered by our Caravan Insurance. However, if your home away from home is a vehicle that you drive, like a motorhome, it will need to be insured under a vehicle policy.

Your caravan is covered for sudden and accidental loss or damage that happens anywhere in NZ. 

An AMI Caravan Insurance policy includes fixtures like benches, beds, sinks and cupboards, as well as some removable items like curtains, awnings, spare wheels and television aerials*.

Travelling between islands? You’ll be covered while you traverse the Cook Strait on a licensed provider such as the Interislander.

What about the stuff inside my caravan?

Cover for the contents in your caravan can be added to your caravan policy for an additional premium if they’re not already insured under another policy. 

If you have Contents Insurance with AMI, your personal belongings (that you temporarily remove from your home to take on your trip) are covered for any loss or damage that happens within NZ*.

*Exclusions and limitations apply so please read our Caravan and Contents policy wordings on our Policy documents page.

Got your insurance sorted? Here are 5 tips to make sure your caravan is set for summer:

  1. Before departing, check that tyres (including the spare) are the right pressure and have enough tread, secure all loose items, and ensure all fluids (coolant, fuel, water) are at their correct levels.

  2. Always keep your caravan locked, even if you’re just metres away.

  3. Hide valuables from sight, or if you don’t need them – leave them at home.

  4. Stay in secure campgrounds or safe areas.

  5. Be aware of cars behind you. Wherever possible, pull over and allow them to pass.

Get a quote online for your caravan and contents insurance. Or you can call us on 0800 100 200, or chat to us on Facebook - and have a great summer.

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