Boat insurance

Covers your boat, fittings and equipment for accidental loss or damage up to 50km off-shore.

You can look forward to more benefits with AMI Boat insurance

Certified Day Skippers and Boatmasters discount*

If you hold a New Zealand Day Skippers certificate, a Boatmasters certificate or an equivalent qualification, we’ll offer you a 5% discount off your Boat insurance premium.

Fifteen days to decide

We want to be sure that you’re 100% happy with your insurance cover. We’ll cheerfully refund your premium paid in full if you are not completely satisfied within 15 days of taking out your AMI policy (as long as you haven’t made a claim).

AA strength rating

We have an AA strength rating. This means we have a ‘Very Strong' claims paying ability.

*Discounts apply to the company premium before optional extensions, levies and GST are factored in. They may reduce or not apply if your premium is below our minimum policy price. We apply our discounts one after another. This means that the second (and successive) discount is calculated from the balance left after the first discount is applied.

What is Covered?

What is covered:

AMI Boat Insurance

AMI Boat Insurance

Cover if your boat is stolen, vandalised or accidentally damaged

Theft of outboard motors, loose gear and equipment is only covered if they were securely locked to or in your boat (or if they were stolen with your boat)

Cover for storm damage

Sails or protective covers damaged as a result of contact with water, split by wind, or blown away at sea are not covered.

Cover if damaged while being used by someone else
Cover for damages to someone else’s property
Cover while towing other boats
Cover for up to 50 km off-shore in New Zealand coastal waters
Cover for yachts while racing
Cover for your property damaged along with the boat

up to $1,000 limit in total per event and $200 per item

Cover while towing water skiers

Exclusions and limitations apply. Talk to us about these or refer to the full policy document.

Benefits

Benefits

AMI Boat Insurance

AMI Boat Insurance

Cover if your boat is stolen, vandalised or accidentally damaged

Theft of outboard motors, loose gear and equipment is only covered if they were securely locked to or in your boat (or if they were stolen with your boat)

Cover for storm damage

Sails or protective covers damaged as a result of contact with water, split by wind, or blown away at sea are not covered.

Cover if damaged while being used by someone else
Cover for damages to someone else’s property
Cover while towing other boats
Cover for up to 50 km off-shore in New Zealand coastal waters
Cover for yachts while racing
Cover for your property damaged along with the boat

up to $1,000 limit in total per event and $200 per item

Cover while towing water skiers

Exclusions and limitations apply. Talk to us about these or refer to the full policy document.

Call for a quote

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