Proud to be trusted by over 700,000 New Zealanders
Comprehensive cover that keeps you well-protected against all sorts of unhappy surprises on the road. Whether it’s an accidental ding or someone else’s fault, we’re here to help. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
Protection for the essentials so you’re covered on the road for theft, fire, damage to someone’s vehicle or property, damage to your car caused by an uninsured driver or injuring someone in an accident you’ve caused. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
Value cover that protects against damage to someone else’s vehicle or property, your liability if you accidentally injure someone, or for damage caused to your car by an uninsured driver. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
This is only a summary of key benefits, for a full list of benefits as well as exclusions and other terms, read the policy wording.
Our car policy wordings are now in plain language, making them easier to read, understand, and act on.
Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.
With AMI, you get more than just insurance. Add AMI Roadside Rescue to your policy and if you’re stuck on the side of the road, we’ll send help.
*T&Cs apply
As an AMI customer, you get access to our market-leading vehicle repair service to get you back on the road faster after a car claim.
If you’re a young driver in NZ and with AMI, we’re in your corner. Take our short AMI Safe Driver online course and save $250 off your excess if you make a claim. T&Cs apply.
Your EV is in safe hands with cover that protects your electric vehicle, battery, car charger and more. Plus, upgrade and get AMI Roadside Rescue for EV, Hybrid and PHEV breakdowns.
AMI is on your side with cover for all sorts of vehicles including Motorcycle, Caravan and Trailer Insurance.